Insular Life EXTENDS Its Wealth Assure GUARANTEED ISSUE OFFER until JANUARY 31, 2020 ONLY

Admit it! There are days when 24 hours never seem to be enough to accomplish our long list of Things-To-Do. The norm has become juggling between doing errands for your significant other, mommy duties (which has its separate loooooong list as well) and meeting deadlines at work. Maybe this is the reason why multitasking was invented and how we get overly excited with long weekends and vacations.


My former workmate would often say, "TIME is of the essence" and I could not agree more with him.


Even with my career now as an Insular Life Financial Advisor, it became obvious to me of how busy other people can actually be as I have my growing list of PENDING insurance applications. These are already signed with initial premiums paid by my clients, but are not yet approved and issued because they do not have the time to comply with the medical requirement as much as they really want to. If you have a medical history, applying for insurance can be tedious and time-consuming, depending on the status of your health. (Again, this is where "get insurance while you are still young and healthy" applies. Believe me, this is not just a cliche.)

To address this need of the very busy, Insular Life, the first and largest Filipino insurance company, extends its Wealth Assure Guaranteed Issue Offer until January 31, 2020 ONLY.

It offers fast, easy and convenient coverage for Filipinos up to age 60, with the following features:

1. Guaranteed acceptance

Up to a maximum of Php3,000,000 life insurance coverage.

2. Convenient application

         

No long list of requirements needed. All you have to do is apply! Through our Automated Underwriting System, which is the first and only in the industry, your insurance application can be approved in 30 minutes!

3. Financial Security

Life insurance benefit of 5x of annual regular premium plus fund value.

A Financial Product You Should Not Miss!!!

Personally, I was very happy and excited when I received the announcement of the extension of Wealth Assure Guaranteed Issue Offer. 

Why?

Because I had clients in the past who do have the 1. need for insurance, 2. capacity to pay the premium, 3. with strong values being a responsible parent or son/daughter, BUT lack the time to complete the insurance application process.


And THIS is the product that addresses that.


I recently had a client who applied for this and his application was approved in 30 MINUTES! If you want peace of mind ASAP, avail of InLife's Wealth Assure Guaranteed Issue Offer ASAP. It is that fast and that simple.

To know more about Wealth Assure Guaranteed Issue Offer,


You may send me a private message at Financial Planning for Pinoys or
Email me at financialplanningforpinoys@gmail.com.



I will be more than happy to assist you.

P.S. You may know someone who will also benefit from this great product. Kindly hit the SHARE button. Thank you very much!

Four Things You May Not Know About Life Insurance

The first week of October is LIFE INSURANCE AWARENESS WEEK, and with this, I thought of sharing some things you may not know about Life Insurance.


1. Life Insurance cost is cheaper than your favorite signature coffee. 

Yes, everytime I tell my friends just how much they are paying for insurance cost, they are in awe. To give you an idea, a healthy individual pays for Php100/month for a Php1M insurance coverage. Yup, just that. And this amount increases as we age as the risk of dying also increases.


2. You will not always be insurable. 

Today, one of my client's insurance application was declined. She was willing to pay a Php160,000 annual premium, but unfortunately, she is no longer insurable because her health is already compromised.

For the record, she is my third client in my career as a Financial Planner whose insurance application was declined. The first one was willing to pay Php240,000 annual premium, while the second has a Php200,000 annual premium on the proposal.

This is proof that we may have the money, but we will never be as healthy as we used to be. Unfortunately for these clients, they only realized the value of getting a life insurance when it was already late. I encourage you to apply for life insurance NOW while you are still young and healthy. And that is not just a cliche.


3. Everyone who buys a Life Insurance policy will use it eventually. 

Remember how we make purchases and most of them just end as part of the clutter because we don't end up using them at all?

This is what I tell my friends: I like selling Life Insurance because it is the ONLY purchase that will definitely NOT go to waste. Sooner or later, you and/or your beneficiaries will gain from it.

While there is a one in 43 million chance of winning that 800 million jackpot in the 6/58 lotto, there is a 100% chance of claiming proceeds of your Life Insurance policy.


4. You don't have to be dead to benefit from your Life Insurance policy. 

A Life Insurance policy is not only synonymous to "death benefit." Your life insurance policy has "living benefits," too.

You can add riders to your life insurance policy which includes disability, hospitalization and dreaded disease coverage. This way, you are completely covered.


Final Word


If people only knew what a life insurance policy can do for them, we will no longer be needing Financial Advisors to offer them. But reality is, most people do not know.

Your Life Insurance policy is for income replacement in the untimely death of a breadwinner. It will also pay off existing loans and other debts. It also makes sure that the kids will finish college. It is also used to pay for the insured's death expenses and estate taxes. 

Yes, a single document does all that! And that is PEACE of MIND.

Considering getting a Life Insurance policy? Send me an email at financialplanningforpinoys@gmail.com for adequate Insurance Planning.