Friday, April 3, 2015

Sorry, But Not Everyone Can Directly Invest in the Stock Market Yet




Yes, you have read that right.

With the PSEi being bullish these past weeks and a lot of people are earning huge, everyone seems to want to get in and learn how to invest directly in the stock market.

I have workmates and Facebook friends asking me how the stock market works, how to earn from it and how can they start investing.

For these queries, I share with them that I learned the easiest and most effective way of directly investing in the stock market when I joined Bo Sanchez' Truly Rich Club. I do not need to learn about the technical stuff because I have mentors in the club guiding me all the way. Learning about stocks was only the tip of the iceberg when I joined the Truly Rich Club. What it taught and actually brought me was financial wealth and spiritual abundance at the same time. I shared about this in a previous post. To read my full story, click Why Should You Join Bo Sanchez' Truly Rich Club.

Yes, investing in the stock market is a great way to grow your money. At an average of 12% growth per annum, way higher than your time deposit and special deposit account interests combined, it is a financial tool that beats inflation. Because the yields are higher than the inflation rate, you are not losing the value of your money.

The world of investing is so promising and so scary all at once. You get high returns, but then you must also consider that the market might crash! Like many things, investing comes with risks and rewards. As for the stock market, it has high risks and high rewards.

Before you directly enter the stock market, make sure you have the following:


1. Life Insurance


As one of my mentors would say, "We buy term insurance while we are still in the process of building our wealth." The purpose of insurance is simple. That  is if God calls you home today, your children will not go hungry.

To read more about term insurance and how affordable it actually is, click Insurance, Anyone?.


2. Emergency Fund


When I first invested in the stock market back in 2013, I did not have an emergency fund yet. After six months, my mother was hospitalized and I had very little cash. I had no choice but to sell some of my shares at a loss. Lesson learned.

Do not put all your money in one basket, in this case, your money in investments. Make sure that you have an easily accessible emergency fund. This, I believe, is what banks are used for.

Before you do anything else with your money, make sure that you have an emergency fund of at least 6 months income stashed away.


3. Timetable and Investment Goals


The rule of thumb is this: For long term, invest aggressively; for the short term, invest conservatively.

For various goals, the stock market is not your only option.

For short term goals, like down payment for a new car or an expensive vacation that you are planning after three years, you can grow your money in fixed income funds.

For mid- to long-term like your child's college education, consider products that fall nicely between conservative and aggressive risk appetites like balanced funds.

For long-term goals like retirement, and you are still a long way from retirement, it makes sense to invest in the equity based investments (stocks). It has high risks, but high rewards potential.


So, are you ready to invest?



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P.S2 No insurance or investment yet? Please fill up our Financial Planning Form here LET'S DISCUSS YOUR PLAN

Wednesday, April 1, 2015

Why Should You Join Bo Sanchez' Truly Rich Club





Have you heard of Bo Sanchez' Truly Rich Club?

I have been a member since February 2013 and I believe that it was one of the best decisions I have ever made.

Why?

Because it was true to its word that I will be financially abundant and spiritually wealthy at the same time.

Everyday, I have access to the updated SAM (Strategic Averaging Method) Table that guides me which stocks to buy and stocks to sell, when to buy and when to sell. I do not need to study about the intricacies of the stock market because the mentors do that for me.

Everyday, I receive a "God Whispers" message in my email that inspires me the whole day. And in most times, these messages are exactly what I needed to hear from God. It taught me to develop my discernment.

Each month, I receive two of Bo Sanchez' "Powertalks" MP3 ready for download. I listen to these (repeatedly) during long travels.

Each month, I receive "Wealth Strategies." Some of the posts I share in my blog are lessons I get from these newsletters.

Each month, I receive "Stocks Update" which teaches me about the recommended stocks.

Every three months, I receive a "Success Mentors Collection" MP3 ready for download.

I earn passive income as Bo Sanchez' affiliate in ALL of his internet work.

I received copies of his eBooks for FREE.

And did I tell you that these are just bonuses?

As a member, I have developed an abundance mindset from having the usual poverty mindset. I know now that there is no scarcity of God's blessings. It is absolutely limitless!

I learned how to invest in the stock market directly, the simple and most effective way. With guidance from the mentors, I am growing my money at an average of 12% per year beating both the time deposit rate of your favorite bank and the inflation rate.

I became financially literate, sharing what I know through this blog.

I learned how to recognize opportunities for other sources of income. Currently, I am earning from five other sources aside from my salary without compromising time with my day job and with my family.

I had the knowledge and courage to start a business on the side, with my partner who I have known from the Truly Rich Club as well.

I discovered my passion for writing. For the longest time, I have always thought I had no talent. But right now, I have been receiving positive feedbacks from the readers of how my blog has educated them about financials and encouraged them to actually start investing. Right now, I serve the Feast Bay Area as a writer. I also had the opportunity to bless many through sharing how I was generously blessed by tithing at the Feast in front of a 16,000 audience.

Because I was no longer stressed about my financial situation, I get to enjoy with my family more. I have learned where to put money that comes in. Not on material stuff that could never satisfy, but in building stronger and closer relationships with people I love.

Most importantly, I realized that the main purpose of wealth is to help others. Because I was growing financially, I have been able to send kids to school through World Vision, join volunteer caravans and visit Anawim, the home of the abandoned elderly.

Below is a personal invitation from Bo Sanchez for you to join the Truly Rich Club. Be very blessed!




 
 
Do you think you have been working so hard and yet, you are not getting anywhere?

Are you living paycheck after paycheck?

Have you been stressed by the bills that come in every single month?

Are you having a tough time setting aside an emergency fund?

You have not started preparing for retirement because you think you are still too young or that you're salary is never enough?

Then I encourage you to join the Truly Rich Club TODAY and experience that financial overhaul.

The Truly Rich Club even offers a MONEY-BACK GUARANTEE!!!

See for yourself how your life will change. Mine certainly did! You may register by clicking HERE.
 
 
P.S. If you find this post helpful, please click the SHARE buttons below.
 
P.S2 Friend, we will retire rich. And we will be multi millionaire missionaries.


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