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| http://www.insularlife.com.ph |
Being a Financial Advisor, I need to walk the talk.
I cannot teach people to prepare for retirement when I haven't started preparing for my OWN retirement.
I cannot tell them to start funding BEFORE the need when I myself fund AT need.
"My safest bet is to invest the way you do."
Those were the exact words that one of my clients said when he began investing last year. Because I want to give the best financial advice, I continuously grow in knowledge through regular trainings, seminars and books about investing.
More importantly, I apply these knowledge when I invest my own money.
And how do I invest?
Through WEALTH ASSURE.
What is Wealth Assure?
Wealth Assure is an investment linked life insurance product where regular premium payments are required to enjoy the benefit of lifetime protection and competitive investment yields.More Financial Protection
Wealth Assure's low initial charges allow for a bigger portion of your insurance premiums to be placed in an investment fund that will give you the opportunity to grow your money. A higher fund value is to your favour because the life insurance coverage of this product is equal to the sum insured plus the fund value.
Competitive Yields
Wealth Assure's investment portion maximizes your money's growth potential as it invests in high-performing funds composed of fixed income assets, equities, or both.
Insurance Coverage Flexibility
The product provides you the flexibility to determine the insurance coverage needed to preserve your family’s lifestyle and estate using the same amount of annual premiums, for as long as it is paid and the fund performance can accommodate it.
Liquidity
As long as the fund value can support it, Wealth Assure allows withdrawals for a minimum of P10,000.
Opportunity for Growth
Wealth Assure allows for top-ups at a minimum of P60,000. Top-ups give you the opportunity to infuse funds into the policy to further grow your money faster and increase your gains better. It also enables you to enhance both your living or death benefits.
Medical Fund (Optional)
A Dread Disease Rider can be attached to Wealth Assure. This supplementary benefit provides a lump sum amount which can be used for treating a critical illness The following dread diseases are covered by this benefit:
| Alzheimer’s Disease / Severe Dementia | Major Organ / Bone Marrow Transplantation |
| Angioplasty and Other Invasive Treatments for Coronary Artery Disease | Motor Neuron Disease Amyotrophic Lateral Sclerosis Primary Lateral Sclerosis Progressive Bulbar Palsy Pseudo Bulbar Palsy |
| Aplastic Anemia | |
| Bacterial Meningitis | |
| Benign Brain Tumor | |
| Brain Surgery | |
| Cancer | Multiple Sclerosis |
| Coma | Muscular Dystrophy |
| Coronary Artery (Bypass) Surgery | Myocardial Infarction |
| Deafness | Paralysis/Paraplegia |
| End Stage Liver Failure | Parkinson’s Disease |
| End Stage Lung Disease | Persistent Vegetative State |
| Fulminant Hepatitis | Poliomyelitis |
| Heart Valve Surgery | Primary Cardiomyopathy |
| HIV Infection Caught at Work in an Eligible Occupation | Primary Pulmonary Hypertension |
| HIV Infection due to Blood Transfusion | Profound Vision Loss (Blindness) |
| Kidney Failure | Stroke |
| Loss of Limbs | Surgery to the Aorta |
| Loss of Speech | Terminal Illness |
| Major Burns (Third-Degree burns) |
How Much Does Wealth Assure Cost?
WEALTH ASSURE addresses ALL of your Financial Goals with as little as Php10,000 per month.
Paid for a minimum of 10 YEARS only.
As Warren Buffett, the greatest investor of all time, said, "Investing is laying out money NOW to get more money back in the FUTURE."
The earlier we start investing, the earlier we can stop working. With proper planning and acting on these plans, I am confident that we will retire rich!
P.S. If you find this post helpful, please click the SHARE buttons below.
P.S2 Interested to avail Wealth Assure? Send me an email at financialplanningforpinoys@gmail.com or you may fill up our form HERE.
