Our goal is not only to provide you with Financial Education, but with Financial Products that will help make your dreams a reality.
When we say EQUITY FUND, it means investing your money in the stock market.
Maybe you do not care about stock market investing.
Maybe what you care about is achieving any of the following:
1. Providing a better life for your family
2. Come back home if you are an OFW
3. Time freedom and be able to live your passion and purpose in life
4. Self sufficiency after you retire
5. Get ahead in life. (You feel stuck kahit panay ang kayod mo, na parang di ka umaasenso).
Are you nodding?
Then let me tell you this.
INVESTING IN THE STOCK MARKET CAN BE A BRIDGE TO YOUR DREAMS.
Why?
Because with an average growth rate of 12% per annum, it beats inflation rate which ranges from 4 to 5% per year.
Now, the simplest way to invest in the stock market is through availing a Variable Universal Life Insurance (VUL).
Investopedia defines VUL as a form of cash-value life insurance that offers both a death benefit and an investment feature. The premium amount for variable universal life insurance (VUL) is flexible and may be changed by the consumer as needed, though these changes can result in a change in the coverage amount. The investment feature usually includes "sub-accounts," which function very similar to mutual funds and can provide exposure to stocks and bonds. This exposure offers the possibility of an increased rate of return over a normal universal life or permanent insurance policy.
SELECT EQUITIES FUND
Insular Life, the leading and largest Filipino-owned insurance company, backed with 105 years of experience and expertise, is offering Select Equities Fund for a limited time only.
Select Equities Fund is a passive fund primarily composed of ten (10) stocks characterized by the following:
- Prime companies that are well regarded in their respective industries
- High market capitalization
- Actively traded in the exchange
- Has a track record of dividend payments
Fund Objective
The Fund aims to provide long-term portfolio growth from capital appreciation by primarily investing in ten (10) of the most liquid and well-capitalized dividend paying stocks listed in the Philippine Stock Exchange.
Strategy
Following a rigorous screening model, eligible securities will be selected from the 250-plus stocks listed in the Philippine Stock Exchange.
These securities will reflect all of the following characteristics:
- High market capitalization - denotes strong investor confidence in the fundamental soundness of the company.
- High market liquidity - guarantees smooth deployment of fund flows and efficient execution of periodic rebalancing.
- History of dividend payments - equates to a track record of stable earnings capacity.
Risks
As with any portfolio composed of equities, Select Equities Fund is prone to various market risks that may cause severe volatility, or even a significant drop, in the price level of its component securities. Likewise, the overall political and economic landscape in the Philippines can greatly impact the performance of the stocks in the portfolio.
The strict qualifications used in determining the eligible stocks is expected to create a portfolio composed of stocks that are viewed as safe-haven in times of uncertainty, in effect minimizing the market risks inherent in the equities markets.
Want to avail the Select Equities Fund? Fill up our Financial Planning form HERE or send me an email at jssalandanan@gmail.com anytime. Happy investing!
Source:
1. www.insularlife.com.ph
